{"id":4866,"date":"2023-12-12T00:10:09","date_gmt":"2023-12-12T05:10:09","guid":{"rendered":"https:\/\/colpittsclinical.com\/?p=4866"},"modified":"2024-01-30T07:07:42","modified_gmt":"2024-01-30T12:07:42","slug":"balancing-family-and-medical-expenses","status":"publish","type":"post","link":"https:\/\/colpittsclinical.com\/vi\/balancing-family-and-medical-expenses\/","title":{"rendered":"C\u00e2n b\u1eb1ng chi ph\u00ed gia \u0111\u00ecnh v\u00e0 y t\u1ebf"},"content":{"rendered":"

C\u00e2n b\u1eb1ng gi\u1eefa gia \u0111\u00ecnh v\u00e0 chi ph\u00ed y t\u1ebf: H\u00e0nh tr\u00ecnh c\u1ee7a ch\u00fang t\u00f4i<\/i><\/b><\/p>\n

L\u00e0 m\u1ed9t ng\u01b0\u1eddi m\u1eb9 c\u1ee7a ba \u0111\u1ee9a con v\u00e0 v\u1ee3 c\u1ee7a m\u1ed9t c\u00f4ng nh\u00e2n nh\u00e0 m\u00e1y, t\u00f4i hi\u1ec3u r\u00f5 nh\u1eefng kh\u00f3 kh\u0103n h\u00e0ng ng\u00e0y khi nu\u00f4i d\u1ea1y m\u1ed9t gia \u0111\u00ecnh. Nh\u1eefng c\u00e2u h\u1ecfi nh\u01b0: \u201cAi s\u1ebd tr\u00f4ng nom con c\u00e1i khi t\u00f4i \u0111i l\u00e0m l\u1ea1i? N\u00ean cho c\u00e1c con g\u00e1i h\u1ecdc tr\u01b0\u1eddng n\u00e0o? Ai s\u1ebd \u0111\u00f3n Rebecca v\u1ec1 t\u1eeb bu\u1ed5i t\u1eadp h\u00f4m nay?\u201d lu\u00f4n \u0111\u00e8 n\u1eb7ng l\u00ean t\u00e2m tr\u00ed ch\u00fang t\u00f4i. \u0110\u00e2y l\u00e0 nh\u1eefng t\u00ecnh hu\u1ed1ng ph\u1ed5 bi\u1ebfn m\u00e0 nhi\u1ec1u gia \u0111\u00ecnh ph\u1ea3i \u0111\u1ed1i m\u1eb7t, nh\u01b0ng ch\u00ednh nh\u1eefng c\u00e2u h\u1ecfi kh\u00f3 kh\u0103n, c\u0103ng th\u1eb3ng li\u00ean quan \u0111\u1ebfn t\u00e0i ch\u00ednh m\u1edbi th\u1ef1c s\u1ef1 khi\u1ebfn ch\u00fang t\u00f4i m\u1ec7t m\u1ecfi. \u201cCh\u00fang ta c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 tr\u1ea3 h\u00f3a \u0111\u01a1n \u0111i\u1ec7n th\u00e1ng n\u00e0y kh\u00f4ng? Ch\u00fang ta c\u00f3 th\u1ec3 mua th\u1ef1c ph\u1ea9m cho tu\u1ea7n n\u00e0y kh\u00f4ng? Ch\u00fang ta c\u00f3 n\u00ean ho\u00e3n vi\u1ec7c s\u1eeda xe \u0111\u1ebfn th\u00e1ng sau khi anh nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n th\u01b0\u1edfng kh\u00f4ng?\u201d<\/p>\n

\u0110\u00f4i khi, vi\u1ec7c hy sinh l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft khi \u0111\u01b0a ra c\u00e1c quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh. Ch\u1eb3ng h\u1ea1n, v\u1edbi gia \u0111\u00ecnh n\u0103m ng\u01b0\u1eddi, ch\u00fang t\u00f4i \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng quy\u1ebft \u0111\u1ecbnh kh\u00f4ng th\u01b0\u1eddng xuy\u00ean \u0103n ngo\u00e0i khi c\u00e1c con c\u00f2n nh\u1ecf. \u0102n ngo\u00e0i ch\u1ec9 d\u00e0nh cho nh\u1eefng d\u1ecbp \u0111\u1eb7c bi\u1ec7t, c\u00f3 th\u1ec3 ch\u1ec9 hai l\u1ea7n m\u1ed9t n\u0103m. C\u00e1c k\u1ef3 ngh\u1ec9 gia \u0111\u00ecnh c\u1ee7a ch\u00fang t\u00f4i ch\u1ee7 y\u1ebfu l\u00e0 nh\u1eefng chuy\u1ebfn \u0111i trong ng\u00e0y \u0111\u1ebfn b\u00e3i bi\u1ec3n v\u1edbi gi\u1ecf picnic theo sau. V\u00e0 c\u00e1c c\u00f4 con g\u00e1i c\u1ee7a ch\u00fang t\u00f4i vui v\u1ebb ch\u1ea5p nh\u1eadn qu\u1ea7n \u00e1o c\u0169 v\u00e0 \u0111\u1ed3 second-hand, h\u00e0o h\u1ee9ng t\u1ed5 ch\u1ee9c c\u00e1c bu\u1ed5i tr\u00ecnh di\u1ec5n th\u1eddi trang v\u1edbi nh\u1eefng m\u00f3n \u0111\u1ed3 \u0111\u1ed9c \u0111\u00e1o c\u1ee7a m\u00ecnh. Tuy nhi\u00ean, c\u00f3 nh\u1eefng \u0111i\u1ec1u kh\u00f4ng th\u1ec3 th\u01b0\u01a1ng l\u01b0\u1ee3ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi li\u00ean quan \u0111\u1ebfn c\u00e1c quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ee9c kh\u1ecfe c\u1ee7a ch\u00fang t\u00f4i.<\/p>\n

Khi con g\u00e1i gi\u1eefa c\u1ee7a t\u00f4i, Rebecca, m\u1edbi 8 tu\u1ed5i, c\u00f4 b\u00e9 \u0111\u01b0\u1ee3c ch\u1ea9n \u0111o\u00e1n m\u1eafc b\u1ec7nh v\u1eb9o c\u1ed9t s\u1ed1ng. L\u00fac \u0111\u00f3, t\u00f4i l\u00e0 m\u1ed9t b\u00e0 n\u1ed9i tr\u1ee3, n\u00ean thu nh\u1eadp duy nh\u1ea5t c\u1ee7a gia \u0111\u00ecnh \u0111\u1ebfn t\u1eeb ch\u1ed3ng t\u00f4i. M\u1eb7c d\u00f9 kh\u00f4ng ph\u1ea3i l\u00e0 t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe \u0111e d\u1ecda t\u00ednh m\u1ea1ng, nh\u01b0ng \u0111\u00f3 ch\u1eafc ch\u1eafn l\u00e0 m\u1ed9t c\u00fa s\u1ed1c l\u1edbn. Sau khi v\u01b0\u1ee3t qua c\u00fa s\u1ed1c ban \u0111\u1ea7u, ch\u00fang t\u00f4i b\u1eaft \u0111\u1ea7u t\u00ecm hi\u1ec3u, nh\u01b0ng m\u1ed9t lo ng\u1ea1i l\u1edbn nhanh ch\u00f3ng xu\u1ea5t hi\u1ec7n \u2013 g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh m\u00e0 ch\u1ea9n \u0111o\u00e1n n\u00e0y s\u1ebd g\u00e2y ra cho gia \u0111\u00ecnh ch\u00fang t\u00f4i. \u00c1p l\u1ef1c t\u00e0i ch\u00ednh s\u1ebd l\u1edbn \u0111\u1ebfn m\u1ee9c n\u00e0o? Ch\u00fang t\u00f4i \u0111\u00e3 s\u1ed1ng trong t\u00ecnh tr\u1ea1ng ph\u1ea3i t\u00ednh to\u00e1n t\u1eebng \u0111\u1ed3ng m\u1ed9t. L\u00e0m sao ch\u00fang t\u00f4i c\u00f3 th\u1ec3 chi tr\u1ea3 cho c\u00e1c l\u1ea7n kh\u00e1m b\u1ec7nh, ch\u1ee5p MRI, h\u00e0ng lo\u1ea1t X-quang, n\u1eb9p l\u01b0ng v\u00e0 nhi\u1ec1u chi ph\u00ed kh\u00e1c?<\/p>\n

Kh\u00f4ng l\u00e2u sau khi c\u00f4 \u1ea5y \u0111\u01b0\u1ee3c ch\u1ea9n \u0111o\u00e1n, m\u1ed9t s\u1ed1 ng\u01b0\u1eddi b\u1ea1n \u0111\u00e3 gi\u1edbi thi\u1ec7u cho ch\u00fang t\u00f4i m\u1ed9t gi\u1ea3i ph\u00e1p ti\u1ec1m n\u0103ng h\u1ee9a h\u1eb9n mang l\u1ea1i s\u1ef1 h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh c\u1ea7n thi\u1ebft. \u0110\u00f3 l\u00e0 m\u1ed9t b\u1ec7nh vi\u1ec7n nhi ho\u1ea1t \u0111\u1ed9ng ho\u00e0n to\u00e0n d\u1ef1a tr\u00ean s\u1ef1 \u0111\u00f3ng g\u00f3p c\u1ee7a c\u1ed9ng \u0111\u1ed3ng. T\u1ea5t c\u1ea3 nh\u1eefng g\u00ec ch\u00fang t\u00f4i c\u1ea7n l\u00e0m l\u00e0 \u0111i\u1ec1n \u0111\u01a1n \u0111\u0103ng k\u00fd, tham gia ph\u1ecfng v\u1ea5n tr\u01b0\u1edbc h\u1ed9i \u0111\u1ed3ng v\u00e0 c\u1ea7u nguy\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c ch\u1ecdn. V\u00e0 k\u1ef3 di\u1ec7u thay, ch\u00fang t\u00f4i \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ecdn! Ch\u00fang t\u00f4i \u0111\u01b0\u1ee3c ch\u1ecdn \u0111\u1ec3 nh\u1eadn \u0111i\u1ec1u tr\u1ecb y t\u1ebf mi\u1ec5n ph\u00ed 100% trong nhi\u1ec1u n\u0103m! Kh\u00f4ng m\u1ed9t h\u00f3a \u0111\u01a1n b\u00e1c s\u0129 n\u00e0o, kh\u00f4ng ph\u00ed cho h\u00e0ng lo\u1ea1t X-quang, v\u00e0 kh\u00f4ng bao gi\u1edd ch\u00fang t\u00f4i nh\u1eadn \u0111\u01b0\u1ee3c h\u00f3a \u0111\u01a1n cho nh\u1eefng chi\u1ebfc n\u1eb9p l\u01b0ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf t\u1ec9 m\u1ec9 m\u00e0 Rebecca c\u1ea7n. Nh\u1eefng chi\u1ebfc n\u1eb9p \u0111\u00f3 \u0111\u01b0\u1ee3c may \u0111o cho c\u00f4 b\u00e9 v\u1edbi s\u1ef1 ch\u0103m s\u00f3c v\u00e0 ch\u00ednh x\u00e1c tuy\u1ec7t v\u1eddi, nh\u01b0ng h\u1ecd ch\u01b0a bao gi\u1edd y\u00eau c\u1ea7u ch\u00fang t\u00f4i thanh to\u00e1n. Tr\u00e1ch nhi\u1ec7m duy nh\u1ea5t c\u1ee7a ch\u00fang t\u00f4i l\u00e0 \u0111\u1ebfn \u0111\u00f3, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 c\u0169ng mang l\u1ea1i nh\u1eefng th\u00e1ch th\u1ee9c ri\u00eang \u2013 \u0111\u00f3 l\u00e0 m\u1ed9t chuy\u1ebfn \u0111i s\u00e1u gi\u1edd.<\/p>\n

Trong nhi\u1ec1u n\u0103m, Rebecca ph\u1ea3i th\u1ef1c hi\u1ec7n chuy\u1ebfn \u0111i \u0111\u1ebfn b\u1ec7nh vi\u1ec7n nhi ba l\u1ea7n m\u1ed9t n\u0103m \u0111\u1ec3 kh\u00e1m s\u1ee9c kh\u1ecfe, \u0111i\u1ec1u ch\u1ec9nh n\u1eb9p v\u00e0 ch\u1ee5p X-quang th\u00eam. Chuy\u1ebfn \u0111i m\u1ed9t chi\u1ec1u k\u00e9o d\u00e0i s\u00e1u gi\u1edd \u0111\u00e3 g\u00e2y ra g\u00e1nh n\u1eb7ng \u0111\u00e1ng k\u1ec3 cho gia \u0111\u00ecnh ch\u00fang t\u00f4i, m\u1ed9t gia \u0111\u00ecnh n\u0103m ng\u01b0\u1eddi ch\u1ec9 c\u00f3 m\u1ed9t ngu\u1ed3n thu nh\u1eadp. M\u1eb7c d\u00f9 ch\u00fang t\u00f4i kh\u00f4ng ph\u1ea3i ch\u1ecbu g\u00e1nh n\u1eb7ng chi ph\u00ed y t\u1ebf, nh\u01b0ng t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a ch\u00fang t\u00f4i s\u1ebd \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n n\u1ebfu \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng cho c\u00e1c chi ph\u00ed ph\u00e1t sinh \u2013 x\u0103ng xe, th\u1ee9c \u0103n v\u00e0 nh\u1eefng l\u1ea7n hi\u1ebfm hoi ph\u1ea3i \u1edf l\u1ea1i qua \u0111\u00eam. Nh\u1eefng l\u1ea7n th\u0103m kh\u00e1m n\u00e0y tr\u1edf th\u00e0nh \u0111i\u1ec1u ch\u00fang t\u00f4i ph\u1ea3i l\u00ean k\u1ebf ho\u1ea1ch v\u00e0 d\u1ef1 tr\u00f9 kinh ph\u00ed m\u1ed9t c\u00e1ch c\u1ea9n th\u1eadn.<\/p>\n

T\u00f4i v\u00f4 c\u00f9ng bi\u1ebft \u01a1n v\u00ec con g\u00e1i t\u00f4i \u0111\u00e3 \u0111\u01b0\u1ee3c cung c\u1ea5p c\u01a1 h\u1ed9i nh\u1eadn ch\u0103m s\u00f3c y t\u1ebf mi\u1ec5n ph\u00ed trong nhi\u1ec1u n\u0103m, v\u00e0 \u0111i\u1ec1u n\u00e0y \u0111\u00e3 cho ph\u00e9p t\u00f4i ch\u1ee9ng ki\u1ebfn t\u00e1c \u0111\u1ed9ng t\u00edch c\u1ef1c m\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c nh\u01b0 Colpitts Clinical mang l\u1ea1i cho b\u1ec7nh nh\u00e2n c\u1ee7a h\u1ecd. M\u1ed9t trong nh\u1eefng d\u1ecbch v\u1ee5 m\u00e0 h\u1ecd cung c\u1ea5p l\u00e0 Ho\u00e0n tr\u1ea3 chi ph\u00ed<\/a>, V\u00e0 \u0111i\u1ec1u n\u00e0y t\u1ea1o ra s\u1ef1 kh\u00e1c bi\u1ec7t l\u1edbn. C\u00e1c c\u00f4ng ty h\u1ee3p t\u00e1c v\u1edbi Colpitts Clinical gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a quy tr\u00ecnh thanh to\u00e1n cho b\u1ec7nh nh\u00e2n, bao g\u1ed3m c\u00e1c chi ph\u00ed nh\u01b0 x\u0103ng, taxi, ph\u00ed c\u1ea7u \u0111\u01b0\u1eddng, b\u1eefa \u0103n, \u0111\u1ed7 xe v\u00e0 chi ph\u00ed di chuy\u1ec3n d\u1ef1a tr\u00ean nh\u00e0 t\u00e0i tr\u1ee3 c\u1ee7a nghi\u00ean c\u1ee9u l\u00e2m s\u00e0ng. V\u1edbi chi ph\u00ed ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a nh\u1eefng kho\u1ea3n chi ph\u00ed thi\u1ebft y\u1ebfu n\u00e0y, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 b\u1ec7nh nh\u00e2n kh\u00f4ng ph\u1ea3i l\u1ef1a ch\u1ecdn gi\u1eefa vi\u1ec7c h\u1ee7y b\u1ecf l\u1ecbch h\u1eb9n ho\u1eb7c thanh to\u00e1n h\u00f3a \u0111\u01a1n \u0111i\u1ec7n. Thay v\u00e0o \u0111\u00f3, c\u00e1c b\u1ec7nh nh\u00e2n c\u00f3 th\u1ec3 t\u1eadp trung v\u00e0o s\u1ee9c kh\u1ecfe c\u1ee7a m\u00ecnh, bi\u1ebft r\u1eb1ng h\u1ecd s\u1ebd \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 chi ph\u00ed m\u1ed9t c\u00e1ch nhanh ch\u00f3ng. T\u00f4i kh\u00f4ng th\u1ec3 kh\u00f4ng ngh\u0129 \u0111\u1ebfn vi\u1ec7c \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 \u0111\u00e3 t\u1ea1o ra s\u1ef1 kh\u00e1c bi\u1ec7t l\u1edbn nh\u01b0 th\u1ebf n\u00e0o cho gia \u0111\u00ecnh t\u00f4i.<\/p>\n

H\u00e0nh tr\u00ecnh c\u1ee7a ch\u00fang t\u00f4i trong vi\u1ec7c c\u00e2n b\u1eb1ng gi\u1eefa cu\u1ed9c s\u1ed1ng gia \u0111\u00ecnh v\u00e0 chi ph\u00ed y t\u1ebf \u0111\u00e3 l\u00e0 m\u1ed9t tr\u1ea3i nghi\u1ec7m s\u00e2u s\u1eafc. Ch\u00fang t\u00f4i \u0111\u00e3 nh\u1eadn ra gi\u00e1 tr\u1ecb c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c nh\u01b0 Colpitts Clinical, cung c\u1ea5p d\u1ecbch v\u1ee5 b\u1ed3i ho\u00e0n chi ph\u00ed, gi\u00fap b\u1ec7nh nh\u00e2n c\u00f3 th\u1ec3 \u01b0u ti\u00ean s\u1ee9c kh\u1ecfe c\u1ee7a m\u00ecnh m\u00e0 kh\u00f4ng ph\u1ea3i g\u00e1nh th\u00eam \u00e1p l\u1ef1c t\u00e0i ch\u00ednh. \u0110\u00e2y l\u00e0 b\u00e0i h\u1ecdc \u0111\u00e3 \u0111\u1ec3 l\u1ea1i d\u1ea5u \u1ea5n s\u00e2u \u0111\u1eadm trong gia \u0111\u00ecnh ch\u00fang t\u00f4i, v\u00e0 t\u00f4i hy v\u1ecdng r\u1eb1ng b\u1eb1ng c\u00e1ch chia s\u1ebb c\u00e2u chuy\u1ec7n c\u1ee7a m\u00ecnh, ch\u00fang t\u00f4i c\u00f3 th\u1ec3 l\u00e0m s\u00e1ng t\u1ecf vai tr\u00f2 quan tr\u1ecdng c\u1ee7a c\u00e1c d\u1ecbch v\u1ee5 n\u00e0y trong cu\u1ed9c s\u1ed1ng c\u1ee7a h\u00e0ng ngh\u00ecn c\u00e1 nh\u00e2n v\u00e0 gia \u0111\u00ecnh \u0111ang \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng th\u00e1ch th\u1ee9c t\u01b0\u01a1ng t\u1ef1.<\/p>\n

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T\u00ecm hi\u1ec3u th\u00eam v\u1ec1 c\u00e1c th\u1eed nghi\u1ec7m l\u00e2m s\u00e0ng<\/strong><\/em><\/p>\n

C\u00e1ch c\u00e1c \u0111\u1ed9i ng\u0169 chuy\u00ean nghi\u1ec7p c\u1ee7a ch\u00fang t\u00f4i h\u1ed7 tr\u1ee3 b\u1ea1n trong c\u00e1c th\u1eed nghi\u1ec7m l\u00e2m s\u00e0ng<\/a><\/p>\n

Colpitts v\u01b0\u1ee3t xa du l\u1ecbch<\/a><\/p>\n

\u0110\u1ea3m b\u1ea3o quy\u1ec1n truy c\u1eadp b\u00ecnh \u0111\u1eb3ng v\u00e0o c\u00e1c th\u1eed nghi\u1ec7m l\u00e2m s\u00e0ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o vi\u1ec7c tuy\u1ec3n d\u1ee5ng th\u00e0nh c\u00f4ng.<\/a><\/p>\n

H\u00e3y gh\u00e9 th\u0103m ch\u00fang t\u00f4i t\u1ea1i\u00a0Facebook<\/a><\/p>\n

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Balancing Family and a Medical Expenses: Our Journey As a mother of three and the wife of a mill worker, I understand the daily hardships that come with raising a family. Questions like, \u201cWho\u2019s going to watch the children when I go back to work? What school should we enroll our girls in? Who\u2019s picking […]<\/p>\n","protected":false},"author":1,"featured_media":4973,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,27],"tags":[],"class_list":["post-4866","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-clinical-trials","category-patients"],"yoast_head":"\nBalancing Family and Medical Expenses - Colpitts Clinical<\/title>\n<meta name=\"description\" content=\"Balancing Family and Medical Expenses is easier with the help of Colpitts Clinical simplifying the reimbursement process for patients.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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